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Finance a Harley-Davidson® Sportster S®

Finance a Harley-Davidson® Sportster S®

Sportster S | Finance Options



Here at Sykes we have a range of Personal and Business Finance products on the Harley-Davidson Sportster S and we can help you choose your best option to make getting out on the road even more affordable. You've dreamed about the thrill of riding a Harley-Davidson® motorcycle and you've chosen the bike to fulfil that dream. Now let our team help you take to the road as simply and quickly as possible! 

Packages can be tailored to suit your monthly budget enabling everyone to enjoy the true riding experience that owning a Harley-Davidson brings. We've created the examples below to show you how easy it is to get on a Harley of your own, but be sure to contact our team through the form below and we will happily walk you through the process of securing a Sportster S for less than you'd think!

A new chapter opens in H-D’s longest running family, powered by the all-new Revolution® Max 1250T. To call it the ultimate Sportster is an understatement. Prepare for a level of power and performance that has surpassed all expectations. It's never been easier to get out on the road on a new Harley-Davidson Sportster S! 

We've put together a number of packages to help riders buy, insure, protect and maintain their beloved Sportster S. With a range of products, you can be sure that Harley-Davidson Financial Services can provide you with the right solution at a competitive price.

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At Sykes Harley-Davidson we offer a range of Personal and Business Finance products on the Sportster S and we can help you choose your best option to make getting out on the road even more affordable. You've dreamed about the thrill of riding a Harley-Davidson Sportster S and you've chosen the right bike to fulfil that dream! Now let our Finance Specialists help you take to the road as simply and quickly as possible.

Use the strong future value of your Harley® to enjoy low monthly payments today!


You can take advantage of low monthly payments on your Harley-Davidson by choosing to finance your bike through Harley | OWN™ our branded Personal Contract Purchase (PCP).


You choose your term in months from 25-49 months and anticipated annual mileage to a maximum of 24,000 per year.  We then set a guaranteed future value†, as this amount is deferred until the end of your agreement. This results in your low monthly repayments.


Whilst interest is charged on the balance of money you finance down to the payment profile of
Harley | OWN™ and the guaranteed future value your monthly payments will be low.


At the end of your agreement you have 3 options that you can choose from;


RETAIN - Pay the Final Repayment (equal to the Guaranteed Future Value† and Option Fee) and keep your Harley®

RETURN - Hand the bike back, provided you have kept the bike in good condition and within the agreed mileage there will be nothing further to pay**

RENEW - Part exchange your Harley® subject to settlement of your existing finance agreement; new finance agreements are subject to status. Any equity leftover could be used as a deposit  towards your next Harley®

Traditional hire purchase plan with flexible deposits, fixed rates and terms up to five years.


Now there's nothing to stand between you and the open road. For further details, or to obtain a quotation, please contact your local authorised Harley-Davidson® dealer.


Please feel free to click on the Interactive Product Guide button below to explore more information on the products.


Interactive Product Guide


HARLEY | OWN™ (Personal Contract Purchase), HARLEY LOAN™ and HARLEY | PURCHASE™ are provided by Harley-Davidson Finance.
* Harley-Davidson Finance is a trading name of Black Horse Limited, St William House, Tresillian Terrace, Cardiff, CF10 5BH. Any finance required for a new deal is subject to status, available only to UK residents over the age of 18.

** Excess mileage is charged at 6p per mile + VAT.

† Subject to bike being returned on time, in good condition (fair wear and tear accepted) and within the permitted maximum mileage.


Subject to bike being returned on time, in good condition (fair wear and tear accepted) and within the permitted maximum mileage. HARLEY | OWN™, HARLEY | LOAN™ and HARLEY | PURCHASE™ are provided by Black Horse Limited.*1 Harley-Davidson Finance is a trading name of Black Horse Limited, St William House, Tresillian Terrace, Cardiff, CF10 5BH, which is authorised and regulated by the Financial Services Authority for Insurance Mediation and a member of the Financial Services Compensation Scheme and the Financial Ombudsman Scheme. Finance subject to status. Indemnities may be required.


The Personal Contract Purchase finance plans shown above are available through Black Horse Ltd, St William House, Tresillian Terrace, Cardiff CF10 5BH. Credit is subject to status and is only available to UK residents aged 18 and over. 

Representative Example is based on an annual milage of 3000.

With Personal Contract Purchase (PCP) once you have paid all of the regular monthly payments you have the option to: (1) Return the vehicle and not pay the Optional Final Payment. If the vehicle has exceeded the maximum agreed milage, a charge per excess mile will apply of 6.0 + VAT pence per mile. If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed milage you will have nothing further to pay; (2) Pay the Optional Final Payment to won the vehicle or; (3) Part exchange the vehicle subject to settlement of your existing credit agreement; new credit agreements are subject to status.  


Contact us about Finance Options


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